Ditch the complexity and grow your wealth effortlessly.
Learn how minimalist investing makes it easy to build financial security with less stress.
Simplify your finances & build wealth effortlessly. Get actionable tips to save more, invest wisely, and grow your money stress-free 👇
(Image generated with AI)
We've talked a lot about financial freedom in recent posts and covered the first steps. Since they are crucial as a starting point, you may be wondering: what comes next? Investing, of course.
Many women believe that investing is complicated and only for men in black suits. But that's not true!
The answer is: minimalist investing.
Investing doesn’t have to be complex, even if it feels overwhelming because:
There is too much information.
There are countless financial products.
The markets fluctuate constantly.
But here’s the good news: You can invest without tracking financial news daily or making complicated decisions.
The Solution: Minimalist Investing
✅ A simple but effective approach where you do only the essentials—but exactly the right ones.
✅ No unnecessary complexity or stress.
✅ Ideal for beginners who want to invest confidently and build wealth long-term.
Who is this approach ideal for?
💡 Women who want to take control of their finances but don’t know where to start.
💡 Busy professionals, mothers, and self-employed women with little time but a desire to invest wisely.
💡 Anyone looking for a simple yet powerful investment strategy.
➡ Let’s explore how you can start minimalist investing!
What does "minimalist investing" mean?
Maybe you are already familiar with minimalism. It’s about focusing on what truly matters—this applies to investing, too.
Instead of juggling hundreds of stocks, funds, or cryptocurrencies, you focus on a few, proven investments.
The core principles of minimalist investing:
✅ Less is more – Instead of buying numerous financial products, choose a small, well-thought-out selection.
✅ Simplicity over complexity – No need for constant buying and selling; invest for the long term with a clear strategy.
✅ Passive investing beats active trading – Use ETFs that mirror the market instead of picking individual stocks.
Benefits of minimalist investing:
⏳ Little time investment – Set up once and watch your wealth grow.
💰 Low costs – Avoid expensive funds and high transaction fees.
✅ More control – A clear, stress-free strategy without distractions.
The 3 basic principles of minimalist investing
1. Keep it simple – Use ETFs instead of individual stocks
Investing in individual stocks requires deep knowledge and time. That’s why ETFs (Exchange-Traded Funds) are perfect for investing minimalistically.
✅ Diversification: ETFs track entire markets, meaning your money is spread across many companies.
✅ Low fees: ETFs are cost-effective and ideal for long-term investing.
✅ Easy & efficient: Follow a "set and forget" approach—invest regularly and let your money grow.
With ETFs, you can invest minimalistically without constantly monitoring the stock market.
2. Set and forget – Automate your investment
Minimalist investing means less effort, more results. You don’t need to make constant decisions—simply automate your investments.
✅ Set up a monthly ETF savings plan – Invest consistently, no matter how the market moves.
✅ Benefit from compound interest – Your money grows over time with minimal effort.
✅ Avoid emotional decisions – No impulsive buying or selling; stay calm and think long-term.
3. Clarity & control – Invest only what’s necessary
Minimalism means focusing on what truly matters—the same goes for investing.
✅ Keep your investment strategy simple.
✅ Only invest in what you understand.
✅ One or two ETFs are enough—you don’t need complicated financial products.
✅ Stay invested for the long term—patience is key!
With this approach, you can invest minimalistically and build your wealth without stress.
The best minimalist investment strategies
1. ETF strategy: A global ETF as your foundation
Example: MSCI World or FTSE All-World – These ETFs cover thousands of companies worldwide.
✅ Broad diversification: One ETF gives you exposure to global markets.
✅ Extra tip: Add an emerging markets ETF if you want even more diversification.
This strategy is ideal for minimalist investing—you don’t have to research individual companies, and your investment automatically follows market growth.
2. Automated savings plans: The best tool for minimalists
The easiest way to invest minimalistically is through automation.
✅ Set up an ETF savings plan – One-time setup, automatic investing.
✅ No thinking, no forgetting – Your money works for you.
✅ Invest a fixed amount monthly – No manual purchases needed.
Many banks offer ETF savings plans from $25 per month, making minimalist investing accessible to everyone.
3. No unnecessary financial products – Keep it simple!
Minimalism is about owning less—this applies to investing, too.
❌ No complicated derivatives or actively managed funds.
❌ No low-interest savings accounts as an "investment."
❌ No expensive insurance policies disguised as investments.
Instead, focus on simple, effective strategies aligned with the principles of minimalist investing.
Join my little tribe TODAY and simplify your finances and build wealth effortlessly!
First steps: How to start investing minimalistically
Step 1: Build a strong financial foundation
Before investing, ensure you have a solid financial base:
✅ Create a budget to track your finances.
✅ Build an emergency fund (3-6 months of expenses in a savings account).
✅ Pay off high-interest debts (e.g., overdrafts, consumer loans).
Once your foundation is secure, you can start investing minimalistically with confidence.
Step 2: Open a brokerage account & start investing
Investing has never been easier:
✅ Choose a low-cost brokerage
e.g., SMARTBROKER+, finanzen.net zero, Consorsbank (German/ European citizens)
e.g., Robinhood, Charles Schwab (U.S. citizens)
✅ Select a simple ETF (e.g., MSCI World or FTSE All-World).
✅ Set up a monthly savings plan – you can start with as little as $25 per month and gradually increase your contributions over time.
This allows you to invest minimalistically while growing your wealth step by step.
Step 3: Stay consistent & don’t panic
Even with an automated approach, it’s important to stay committed.
✅ Avoid checking your portfolio daily – Investing is a marathon, not a sprint.
✅ Don’t panic-sell during market dips – Stay calm and stick to your plan.
✅ After 10+ years, celebrate your growing wealth!
With patience and a minimalist investing strategy, you can build wealth stress-free.
Avoid mistakes: How to succeed with minimalist investing
⛔ Buying too many financial products – Keep it simple with just one or two ETFs.
⛔ Constantly reacting to market fluctuations – Invest for the long term.
⛔ Following financial "gurus" on social media – Stick to proven strategies.
Investing minimalistically allows you to build your future effectively—without stress or confusion.
Minimalist investing: Less stress, more freedom!
Investing doesn’t have to be complicated. Minimalist investing means less stress, fewer risks, and more time for what truly matters.
With a simple ETF savings plan, you can grow your wealth effortlessly.
➡ Start now:
✅ Review your finances and set up an ETF savings plan.
✅ Stay invested for the long term.
✅ Subscribe to my newsletter for more tips on investing minimalistically!
P.S. Ready to unlock the strategy that powers my personal finances? Become a paid subscriber today and get exclusive access next week!