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This is very interesting, Katja!

I was reflecting about it and I think I'm a mix.

I also have a rule of never having too much cash sitting in the bank: I have a threshold and anything above that fat goes into investment.

Cheers!

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That’s exactly what I do and recommend as well! Keep a certain amount of flexible cash in a bank account for emergencies and another for expected big expenses. Then, invest the rest!

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